Gifts That Pay You Income

You can support Sacramento State’s mission while earning an income from your gift.

Charitable Gift Annuities

Charitable gift annuities (CGAs) offer a secure, fixed payment stream for yourself and/or a loved one for your lifetime(s). You will also receive tax benefits and the satisfaction of creating a lasting legacy through Sacramento State.

How it works:

• You donate cash or appreciated securities worth $5,000 or more to Sacramento State. In return, you and/or another beneficiary will receive fixed payments for life.
• Your payment rate is based on your age (payments start at age 55 or later) and will never change.
• A portion of your payments will be tax-free.
• The older you are — or the longer you defer starting your payment — the higher your payments will be.

Benefits to you include:

Charitable Remainder Trusts*

A Charitable Remainder Trust (CRT) is a tax-free trust that pays you and/or other beneficiaries an annual distribution. This payment is either a percentage of the annual value of the trust, or a percentage of the original gift amount.

How it works:

• You transfer cash or an appreciated asset* into an irrevocable trust.
• The trustee then sells the asset, paying no capital gains tax, and reinvests the proceeds.
• For the rest of your life (or a term of years), you and/or another beneficiary receive payments from the trust.
• After your lifetime, the remaining principal is used to support the mission of Sacramento State.

Benefits to you include: